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Looking for better credit card processing rates? Welcome to First ACH!
What qualifies credit card processing rates to be considered good? Most would say low rates but is that alone the determining factor? What does it mean anyway? How many different fees do you pay? Are all of them low? What do you pay when it’s all said and done?
First ACH offers a better solution to pricing. Not only do we offer fewer fees to understand and manage, but we keep them fair and we qualify them by explaining exactly what they represent.
Setup: $40.00 -
A small, one time fee of $40.00 will be charged to establish your credit card processing merchant account.
Per Month: $10.00 Statement Fee -
Get a credit card merchant account for only $10.00/ month with any ACH plan.
Transaction: Interchange + .42% & 20¢ -
Simply pay what Visa/MC/Discover charges plus our .42 basis point markup and 20¢. It’s that simple. (Click here for current interchange rates)
Why is our pricing model better?
Simplicity, clarity, honesty. Building on the basics we’re able to offer you an approach that not only identifies a good credit card processing solution but also understanding how it works and why we’re better. You can compare yourself…
(Assuming a $100.00 Visa or Mastercard Transaction)
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First ACH |
Industry Average |
PaySimple |
Amazon |
Setup Fee |
$40.00 |
$99.00 |
$129.00
(waived) |
$199.99 |
Monthly Fee |
$9.99 |
$29.99 |
$34.95 |
$0.00 |
Statement Fee |
$10.00 |
$10.00 |
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Per Transaction Discount Rate |
Interchange + 0.42% |
2.29% |
2.29% |
2.29% |
Per Transaction Fee |
Interchange + 20¢ |
30¢ |
29¢ |
30¢ |
Based upon published rates as of 4/21/2009 |
