First ACH®, The First Choice in ACH Business Solutions
   
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Plans start at 9.99/month
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Self-Guided Tour
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Support: 800-356-2429
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Plans

At First ACH we believe in our mission to deliver to you the best value in ACH payment solutions in the electronic payments industry. Compare our prices for yourself

Small Business
 
Corporate
A
B
C
 
A
B
C
Standard
 Setup Fee $9.99 $19.99 $29.99   $49.99 $69.99 $89.99
 Monthly Fee $9.99 $19.99 $29.99   $49.99 $69.99 $89.99
 Free Transactions 10 40 100   200 350 500
 Included User Licenses 1 1 1   3 3 3
Other Fees
 Transaction Fee - Debits $0.39 $0.34 $0.29   $0.25 $0.22 $0.20
 Transaction Fee - Credits $0.59 $0.54 $0.49   $0.40 $0.37 $0.35
 Discount Rate 0% 0% 0%   0% 0% 0%
 NOC $5.00 $4.50 $4.00   $3.00 $2.50 $2.00
 Rejects / Credit Return $5.00 $5.00 $5.00   $4.00 $4.00 $4.00
 NSF Fee Rebate $5.00 $5.00 $5.00   $5.00 $5.00 $5.00
 ARC Rebate N/A $5.00 $5.00   $5.00 $5.00 $5.00
 RCK Rebate N/A N/A $5.00   $5.00 $5.00 $5.00
 Chargeback $25.00 $25.00 $25.00   $25.00 $25.00 $25.00
Features
 
S = Standard   O = Optional*   - = Not Available
 Internet Web Form Entry S S S   S S S
 24/7 account access S S S   S S S
 Secure encrypted database S S S   S S S
 Custom Transaction Reporting S S S   S S S
 Online Reject Reporting S S S   S S S
 Void Transactions S S S   S S S
 Refund Transactions S S S   S S S
 ACH Credits S S S   S S S
 ACH Debits S S S   S S S
 Accounts Receivable Conv. (ARC) - S S   S S S
Returned Check Collection (RCK) - - S   S S S
Telephone Initiated Entries (TEL)
TEL processing is standard to all plans. However, businesses which primarily process transactions based on voice-recorded authorizations are subject to a one-time setup fee of $19.99 and a monthly recurring fee of $19.99. All TEL transactions will incur a surcharge of $.10 & 0.95%.
S S S   S S S
Customer Database
The number of Customer Database records included varies by plan as follows:
  • Small Business A — 20
  • Small Business B — 40
  • Small Business C — 100
  • Corporate A, B, C — Unlimited
S S S   S S S
Recurring Transactions
First ACH Recurring Transactions feature can be added to the indicated plans for a one-time setup fee of $14.99 and $14.99 per month.
O O O   - S S
 Batch Upload - - -   - - S
Check Verify
Check Verify can be added to any First ACH plan for a one-time setup fee of $24.99, $4.99 per month, and $.25 per verification.
O O O   O O O
First ACH CheckOut
First ACH CheckOut can be added to any First ACH plan for a one-time setup fee of $29.99 and $29.99 per month. All CheckOut transactions will incur a surcharge of $0.10 & .95%.
O O O   O O O
First ACH Plug-in
Designed for QuickBooks®
First ACH Plug-in Designed for QuickBooks® can be added to any First ACH plan for a one-time setup fee of $199.99, $16.99 per month, and $.10 per transaction.
O O O   O O O
Payroll Processing
Payroll Processing is required only for those processing 3rd party payroll. This solution can be added to any First ACH corporate plan for an additional $5.00/month and $0.75/credit transaction. Free transactions only apply to debits.
- - -   O O O
 

* Optional features are subject to special pricing.
Please click feature title for more information.