First ACH®, The First Choice in ACH Business Solutions
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At First ACH we believe in our mission to deliver to you the best value in ACH payment solutions in the electronic payments industry. Compare our prices for yourself

ACH/eCheck
|
Express, Standard, Premium, Professional, Corporate, Enterprise
Est Dollar Volume/Month (x 1000) <10 <25 <50   <100 <250 250+
Free ACH Transactions 10 40 100   200 350 500
User Licenses 1 3 3   5 5 5
One-time Setup Fee 9.99 19.99 29.99   49.99 69.99 99.99
Monthly Fee 9.99 19.99 29.99   49.99 69.99 99.99
 ACH Processing Fees
ACH Debit Transaction Fee 0.39 0.34 0.29   0.25 0.22 0.20
ACH Credit Transaction Fee 0.59 0.54 0.49   0.40 0.37 0.35
ACH Discount Rate 0% 0% 0%   0% 0% 0%
NOC 5.00 4.50 4.00   3.00 2.50 2.00
Reject / Credit Return 5.00 5.00 5.00   4.00 4.00 4.00
NSF Fee Rebate 5.00 5.00 5.00   5.00 5.00 5.00
Chargeback 25.00 25.00 25.00   25.00 25.00 25.00
 Features
 
S = Standard   O = Optional*   - = Not Available
Web Terminal S S S   S S S
24/7 account access S S S   S S S
Encrypted database S S S   S S S
Custom Reporting S S S   S S S
Reject Reporting S S S   S S S
ACH Credits S S S   S S S
ACH Debits S S S   S S S
Accounts Receivable Conv. (ARC) - S S   S S S
Returned Check Collection (RCK) - S S   S S S
Telephone Initiated Entries (TEL)
TEL processing is standard to all but Express plans. However, businesses which primarily process transactions based on voice-recorded authorizations are subject to a one-time setup fee of $19.99 and a monthly recurring fee of $19.99. All TEL transactions will incur a surcharge of $.10 & 1.5%.
- S S   S S S
Customer Database S S S   S S S
Recurring ACH Transactions
First ACH Recurring Transactions feature can be added to the indicated plans for a one-time setup fee of $4.99 and $4.99 per month.
O O O   S S S
ACH Batch Upload - - -   S S S
Check Verify
Check Verify can be added to any First ACH plan for a one-time setup fee of $24.99, $4.99 per month, and $.25 per verification.
O O O   O O O
First ACH CheckOut
First ACH CheckOut can be added to any First ACH plan for a one-time setup fee of $29.99 and $29.99 per month. All CheckOut transactions will incur a surcharge of $0.10 & .95%.
O O O   O O O
First ACH Application
Designed for QuickBooks®
First ACH Application Designed for QuickBooks® can be added to any First ACH plan for a one-time setup fee of $199.99, $16.99 per month, and $.10 per transaction.
O O O   O O O
Payroll eCheck
Payroll eCheck is required only for those processing 3rd party payroll. This solution can be added to any First ACH corporate plan for an additional $5.00/month and $0.75/credit transaction. Free transactions only apply to debits.
- - -   O O O
ACH API - - -   S S S
 

* Optional features are subject to special pricing.
Please click feature title for more information.

|
ACH/eCheck + Credit Cards
Express, Standard, Premium, Professional, Corporate, Enterprise
Est Dollar Volume/Month (x 1000) <10 <25 <50   <100 <250 250+
Free ACH Transactions 10 40 100   200 350 500
User Licenses 1 3 3   5 5 5
One-time Setup Fee 49.99 59.99 69.99   89.99 109.99 139.99
Monthly Fee 19.99 29.99 39.99   59.99 79.99 109.99
 ACH Processing Fees
ACH Debit Transaction Fee 0.39 0.34 0.29   0.25 0.22 0.20
ACH Credit Transaction Fee 0.59 0.54 0.49   0.40 0.37 0.35
ACH Discount Rate 0% 0% 0%   0% 0% 0%
NOC 5.00 4.50 4.00   3.00 2.50 2.00
Reject / Credit Return 5.00 5.00 5.00   4.00 4.00 4.00
NSF Fee Rebate 5.00 5.00 5.00   5.00 5.00 5.00
Chargeback 25.00 25.00 25.00   25.00 25.00 25.00
 Credit Card Processing Fees
Interchange + Percentage .42 .42 .42   .42 .42 .42
Interchange + Transaction Fee .20 .20 .20   .20 .20 .20
 Features
 
S = Standard   O = Optional*   - = Not Available
Web Terminal S S S   S S S
24/7 account access S S S   S S S
Encrypted database S S S   S S S
Custom Reporting S S S   S S S
Reject Reporting S S S   S S S
ACH Credits S S S   S S S
ACH Debits S S S   S S S
Accounts Receivable Conv. (ARC) - S S   S S S
Returned Check Collection (RCK) - S S   S S S
Telephone Initiated Entries (TEL)
TEL processing is standard to all plans. However, businesses which primarily process transactions based on voice-recorded authorizations are subject to a one-time setup fee of $19.99 and a monthly recurring fee of $19.99. All TEL transactions will incur a surcharge of $.10 & 1.5%.
- S S   S S S
Customer Database S S S   S S S
Recurring ACH Transactions
First ACH Recurring Transactions feature can be added to the indicated plans for a one-time setup fee of $4.99 and $4.99 per month.
O O O   S S S
ACH Batch Upload - - -   S S S
Check Verify
Check Verify can be added to any First ACH plan for a one-time setup fee of $24.99, $4.99 per month, and $.25 per verification.
O O O   O O O
First ACH CheckOut
First ACH CheckOut can be added to any First ACH plan for a one-time setup fee of $29.99 and $29.99 per month. All CheckOut transactions will incur a surcharge of $0.10 & .95%.
O O O   O O O
First ACH Application
Designed for QuickBooks®
First ACH Application Designed for QuickBooks® can be added to any First ACH plan for a one-time setup fee of $199.99, $16.99 per month, and $.10 per transaction.
O O O   O O O
Payroll eCheck
Payroll eCheck is required only for those processing 3rd party payroll. This solution can be added to any First ACH corporate plan for an additional $5.00/month and $0.75/credit transaction. Free transactions only apply to debits.
- - -   O O O
ACH API - - -   S S S
 

* Optional features are subject to special pricing.
Please click feature title for more information.