We’re on a mission to give you the best value, not only in electronic payment solutions and processing, but also in crucial support that will be available if you need it, when you need it. You can interpret our values in our mission statement:

To deliver to our customers and partners the best value in ACH and credit card payment solutions and customer service in the electronic payments industry.

We mean it, and we mean business - Business that’s profitable and convenient for you. But to know our value you need to know a little about us.

About Us 

At First ACH we strive to be the leading provider of online ACH and credit card processing services. Since 1998, our efforts to achieve this goal have been enhanced by our team-oriented approach to challenges, our devotion to our customers and their needs, and our commitment to perfection in quality and value. We perpetually seek to provide products and services that enhance our customer’s efficiency and overall satisfaction. We do this by teaming with our customers and determining how we may meet their needs – better, faster, and at a price you can afford.

Instilled naturally with the innovative spirit, we are continually looking to the future in the development of our products and services. By way of this commitment, First ACH has surpassed the ability to keep pace with the demands of the market - we consistently exceed them. This forward thinking approach allows us to provide highly reliable, scalable, and efficient payment products for businesses of all sizes, across multiple industries. We provide professional quality transaction processing and services previously only available to the largest enterprise.

We take pride in being fast, fluid, and functionally flexible.

First ACH Features & Benefits

First ACH provides the means and the method for you to take advantage of the ACH payment system, credit card processing system, or both. Our online Gateway allows easy and reliable access to electronic transaction processing from any computer – anywhere, with internet access.

Here is what you get with the power of First ACH:

Increased revenue

• ACH is cheaper than credit cards - By offering both payment options, you can avoid the higher credit card rates whenever your customer chooses ACH. This equates to savings for you.
• ACH is cheaper than checks - Using First ACH, funds from payments will arrive faster, improving cash flow because payments are on time or early. Reduced cost for lack of handling paper means cost savings and lower fees too.
• First ACH is cheaper than our competitors - We challenge you to find another payments processor that can match our pricing, especially given the features and flexibility that we provide.

More convenience to the consumer

The proof is in the pudding… ACH volume is increasing rapidly and statistics prove it. NACHA recorded a 7.1% volume growth between 2007 and 2008, with more than 18.2 billion transactions in 2008. This growth is becoming consistent every quarter.

By offering both ACH and credit card payments, you increase your customer base. Not everyone has a credit card, but some prefer to pay with a card. Providing a choice satisfies both groups.

More convenience to you

• Easy access - login to our gateway. No more trips to the bank or multiple systems for processing
• Streamlined Accounts Receivables – no more mailing invoices and waiting to be paid, no more collection calls on overdue accounts, receive aggregate deposits for easy reconciliation.
• No more buying, printing, or mailing paper checks – go electronic.
• Auto-recurring ACH payments. With our auto-recurring billing feature you can set your ACH payments to occur every day, week, month, or year.   No more collection calls, get paid automatically and on time, eliminate duplication of data, and heighten customer retention with our recurring ACH payment feature that debits or credits customer accounts automatically.
• Customer Database. Our application retains individual customer information or categorizes multiple customers in groups.

Enhanced Security

• Encryption - First ACH encrypts all sensitive data using a 768-bit encryption key.  In practical terms, a database encrypted using a 512-bit encryption key would be virtually impossible to compromise unless you had the computing power of the NSA.
• Compliance - First ACH's processing system is Visa PABP validated and PCI Level 1 compliant, already providing the quality mandated for 7/1/2010.
• Standards - First ACH conforms to the standards set forth by NACHA and PCI, which requires all data submitted to be done via a 128-bit SSL encryption session.
• Masking - Account masking blocks out all but the last 4 digits of your customer’s account number while online, ensuring privacy and protection.