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We’re on a mission to give you the best value, not only in electronic check payment solutions and processing, but also in crucial support that will be available if you need it, when you need it. You can interpret our values in our mission statement:
To deliver to our customers and partners the best value in ACH payment solutions and customer service in the electronic payments industry.
We mean it, and we mean business - Business that’s profitable and convenient for you. But to know our value you need to know a little about us.
About Us
At First ACH we strive to be the leading provider of online ACH processing services. Since 1998, our efforts to achieve this goal have been enhanced by our team-oriented approach to challenges, our devotion to our customers and their needs, and our commitment to perfection in quality and value. We perpetually seek to provide products and services that enhance our customer’s efficiency and overall satisfaction. We do this by teaming with our customers and determining how we may meet their needs – better, faster, and at a price you can afford.
Instilled naturally with the innovative spirit, we are continually looking to the future in the development of our products and services. By way of this commitment, First ACH has surpassed the ability to keep pace with the demands of the market - we consistently exceed them. This forward thinking approach allows us to provide a highly reliable, scalable, and efficient ACH product for businesses of all sizes, across multiple industries. We provide professional quality transaction processing and services previously only available to the largest enterprise.
We take pride in being fast, fluid, and functionally flexible.
First ACH Features & Benefits
First ACH provides the means and the method for you to take advantage of the ACH Payment System. Our online Gateway allows easy and reliable access to ACH electronic transaction processing from any computer – anywhere, with internet access.
Here is what you get with the power of First ACH:
Increased revenue
- ACH is cheaper than credit cards. While credit card issuers levy a percentage fee and charge per transaction, First ACH charges only a flat fee. This equates to savings for you.
- ACH is cheaper than checks. Using First ACH, funds from payments will arrive faster, improving cash flow because payments are on time or early. Reduced cost for lack of handling paper means cost savings and lower fees too.
- First ACH is cheaper than our competitors. We challenge you to find another ACH processor that can match our pricing, especially given the features and flexibility that we provide.
More convenience to the consumer
The proof is in the pudding… ACH volume is increasing rapidly and statistics prove it. NACHA recorded a 15.0% volume growth in 2nd quarter – 2007, with more than 3.46 billion transactions. This growth is becoming consistent every quarter.
More convenience to you
- Easy access - login to our gateway. No more trips to the bank
- Streamlined Accounts Receivables – no more mailing invoices and waiting to be paid, no more collection calls on overdue accounts, receive aggregate deposits for easy reconciliation.
- No more buying, printing, or mailing paper checks – go electronic.
- Auto-recurring payments. With our auto-recurring billing feature you can set your payments to occur every day, week, month, or year. No more collection calls, get paid automatically and on time, eliminate duplication of data, and heighten customer retention with our recurring payment feature that debits or credits customer accounts automatically.
- Customer Database. Our application retains individual customer information or categorizes multiple customers in groups. Run reports to manage your customer base.
Enhanced Security
Encryption. First ACH encrypts all sensitive data using a 768-bit encryption key. In practical terms, a database encrypted using a 512-bit encryption key would be virtually impossible to compromise unless you had the computing power of the NSA.
Standards. First ACH conforms to the standards set forth by NACHA, the governing body over ACH transaction, which requires all data submitted to be done via a 128-bit SSL encryption session.
Masking. Account masking blocks out all but the last 4 digits of your customer’s account number while online, ensuring privacy and protection.
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